Terms & Conditions

1. About CENTRAVA

CENTRAVA LTD is a company incorporated in England and Wales.

CENTRAVA LTD
Central House
1 Ballards Lane
London
N3 1LQ
United Kingdom

Company Number: 06913083

CENTRAVA LTD is authorised and regulated by the Financial Conduct Authority (FCA).

FCA Reference Number: 571686

CENTRAVA provides corporate foreign exchange, international payment and related financial solutions to businesses operating internationally.

2. Use of This Website

You may use this website for lawful business and informational purposes.

You agree not to:

• Use the website for any unlawful or fraudulent purpose;
• Attempt to gain unauthorised access to any part of the website or its systems;
• Interfere with the operation, security or availability of the website;
• Introduce viruses, malware or other harmful material;
• Attempt to obtain or access information belonging to another person;
• Copy, reproduce, modify or distribute website content without permission;
• Use automated systems to scrape, extract or collect website content without our prior written consent;
• Misrepresent your identity or relationship with CENTRAVA;
• Use information obtained from the website to facilitate unlawful activities.

We reserve the right to restrict or terminate access to the website where we reasonably believe these Terms & Conditions have been breached.

3. Website Information

The information contained on this website is provided for general informational purposes.

Although we take reasonable steps to ensure that information published on the website is accurate and up to date, we do not guarantee that all information will always be:

• Complete;
• Accurate;
• Current;
• Error-free; or
• Suitable for your particular circumstances.

Information, descriptions and examples displayed on the website may be updated, changed or removed without prior notice.

4. No Financial or Investment Advice

Information published on this website should not be interpreted as personal financial, investment, legal, tax or other professional advice.

Any information regarding foreign exchange, currencies, payments, liquidity, hedging or financial markets is provided for general business and informational purposes only.

You should obtain appropriate professional advice before making financial or commercial decisions based on information provided through this website.

Past market performance or historical exchange rates are not an indication of future performance.

5. Foreign Exchange Rates and Market Information

Foreign exchange markets can change rapidly.

Any exchange rates, market information, examples, calculations or indicative pricing displayed on this website are provided for illustrative or informational purposes unless expressly stated otherwise.

Website information does not constitute a binding offer to enter into a foreign exchange transaction.

Actual exchange rates, transaction costs, fees, settlement times and other terms may vary depending on factors including:

• Currency pair;
• Transaction size;
• Market conditions;
• Settlement requirements;
• Client circumstances;
• Payment route;
• Compliance requirements; and
• Applicable contractual terms.

A foreign exchange transaction will only become binding where it has been expressly agreed and confirmed in accordance with the applicable client agreement and transaction procedures.

6. Services and Availability

Information about CENTRAVA’s services displayed on this website is intended to provide an overview of our capabilities.

Services may include:

• Corporate foreign exchange;
• International payments;
• Multi-currency solutions;
• Liquidity solutions;
• Foreign exchange risk management; and
• Related corporate payment services.

Not every service is available to every business or in every jurisdiction.

Eligibility may depend on factors including regulatory requirements, jurisdiction, business activity, risk assessment, compliance checks and applicable service agreements.

CENTRAVA reserves the right to determine whether a prospective client is eligible for a particular service.

7. Client Onboarding and Verification

Before providing certain services, CENTRAVA may be required to conduct due diligence and verification procedures.

These may include:

• Identity verification;
• Business verification;
• Beneficial ownership checks;
• Source of funds checks;
• Anti-money laundering checks;
• Sanctions screening;
• Fraud prevention checks;
• Regulatory screening; and
• Other compliance procedures required by law or regulation.

You agree to provide information and documentation that is accurate, complete and not misleading.

CENTRAVA may delay, reject, suspend or terminate an application or transaction where information is incomplete, cannot be satisfactorily verified, or where required by applicable law or regulatory obligations.

8. Transactions and Payment Instructions

Where you use CENTRAVA’s services, additional terms and conditions may apply to your account, transactions or specific services.

Transaction instructions must be provided through approved channels and in accordance with the applicable client agreement and security procedures.

You are responsible for ensuring that payment instructions and beneficiary information provided to CENTRAVA are accurate and complete.

CENTRAVA will not be responsible for delays, losses or additional costs resulting from incorrect or incomplete information supplied by you, except where applicable law provides otherwise.

9. Compliance and Financial Crime Prevention

CENTRAVA operates within applicable legal and regulatory requirements relating to financial crime prevention.

We may monitor or review transactions and business relationships for compliance, fraud prevention, sanctions and anti-money laundering purposes.

Where required or permitted by law, CENTRAVA may:

• Request additional information;
• Delay or refuse a transaction;
• Restrict or suspend an account or service;
• Report information or transactions to relevant authorities;
• Take other appropriate action to comply with legal or regulatory obligations.

Where CENTRAVA is legally restricted from providing details about a particular compliance action, we may be unable to disclose the reason.

10. Fees and Charges

Fees, margins, exchange rates and other charges applicable to CENTRAVA services will be communicated through the relevant commercial arrangements, client agreements, transaction confirmations or other applicable documentation.

Any fees or charges displayed on the website are indicative unless expressly stated otherwise.

You should review the applicable pricing and transaction terms before entering into a transaction.

11. Intellectual Property

Unless otherwise stated, all content appearing on this website is owned by or licensed to CENTRAVA LTD.

This includes, but is not limited to:

• Text;
• Logos;
• Branding;
• Graphics;
• Images;
• Icons;
• Designs;
• Layouts;
• Software;
• Website functionality; and
• Other materials.

The CENTRAVA name, branding and associated materials may not be reproduced, modified, distributed or commercially exploited without our prior written permission.

You may view and access website content for your own lawful and legitimate business purposes, but no intellectual property rights are transferred to you.

12. Third-Party Websites and Services

Our website may contain links to websites, services or resources operated by third parties.

These links are provided for convenience and informational purposes only.

CENTRAVA does not control and is not responsible for:

• The content of third-party websites;
• Their availability;
• Their security;
• Their privacy practices; or
• Their terms and conditions.

Your use of third-party websites is subject to the terms and policies applicable to those websites.

13. Website Availability

We aim to keep the website available and functioning properly, but we do not guarantee uninterrupted or error-free access.

The website may occasionally be unavailable due to:

• Maintenance;
• Updates;
• Technical problems;
• Security measures;
• Network failures;
• Third-party service interruptions; or
• Circumstances outside our reasonable control.

We reserve the right to modify, suspend or discontinue any part of the website without prior notice where reasonably necessary.

14. Security

You must not attempt to compromise the security of the website or any systems connected to it.

This includes attempting to:

• Access restricted areas;
• Circumvent security measures;
• Introduce malicious software;
• Conduct denial-of-service attacks;
• Interfere with website infrastructure; or
• Obtain unauthorised access to information.

Any suspected security incident should be reported to CENTRAVA promptly.

15. Disclaimer

To the fullest extent permitted by applicable law, CENTRAVA does not guarantee that the website or its content will always be available, accurate, complete, current or free from errors.

The website and its content are provided on an “as available” basis.

Nothing in these Terms & Conditions excludes or limits any liability that cannot lawfully be excluded or limited.

16. Limitation of Liability

To the fullest extent permitted by applicable law, CENTRAVA shall not be liable for indirect, incidental, special or consequential loss arising from your use of, or reliance upon, this website or information contained on it.

This may include, where legally permissible, loss of:

• Profits;
• Revenue;
• Business opportunities;
• Goodwill;
• Data; or
• Anticipated savings.

Nothing in these Terms & Conditions shall exclude or limit liability for:

• Death or personal injury caused by negligence;
• Fraud or fraudulent misrepresentation;
• Any liability that cannot legally be excluded or limited; or
• Any other liability that applicable law does not permit us to exclude or limit.

Where you are a CENTRAVA client, the liability provisions contained in the applicable client agreement or service-specific terms may apply instead of, or in addition to, these website Terms & Conditions.

17. Indemnity

To the extent permitted by applicable law, you agree to indemnify CENTRAVA against reasonable losses, liabilities, costs and expenses arising from your unlawful use of the website, your breach of these Terms & Conditions, or your violation of the rights of another person.

This provision does not apply to the extent that such losses result from CENTRAVA’s own negligence, fraud or other liability that cannot legally be excluded.

18. Privacy

Our collection and use of personal information is governed by our Privacy Policy.

By using this website or contacting CENTRAVA, you acknowledge that personal information may be processed in accordance with our Privacy Policy and applicable data protection legislation.

19. Cookies

Our website may use cookies and similar technologies.

The use of cookies is described in our Cookie Policy.

Where required by law, we will obtain consent before using non-essential cookies or similar technologies.

20. Confidentiality

Information submitted through the website, including enquiries and business information, should not be assumed to be confidential unless CENTRAVA has expressly agreed to treat it as confidential.

You should not submit highly sensitive or confidential information through general website forms unless specifically requested by CENTRAVA through an appropriate secure channel.

21. Changes to These Terms

We may update these Terms & Conditions from time to time.

Changes may be made to reflect:

• Changes in our services;
• Changes in technology;
• Changes in legal or regulatory requirements;
• Changes to our business operations; or
• Other operational requirements.

The updated version will be published on this page with a revised “Last updated” date.

Your continued use of the website following publication of updated terms constitutes acceptance of the revised Terms & Conditions, to the extent permitted by law.

22. Suspension or Termination

We may suspend or restrict access to the website where reasonably necessary, including where:

• You breach these Terms & Conditions;
• We identify a security risk;
• We suspect unlawful activity;
• We are required to do so by law or regulation; or
• Website operation needs to be suspended for technical or operational reasons.

Suspension or termination of access does not affect any rights or obligations that arose before the suspension or termination.

23. Governing Law

These Terms & Conditions and any dispute or claim arising from or in connection with them shall be governed by the laws of England and Wales, unless applicable mandatory law requires otherwise.

24. Jurisdiction

Subject to any applicable mandatory legal provisions, the courts of England and Wales shall have exclusive jurisdiction over disputes arising from or in connection with these Terms & Conditions.

25. Severability

If any provision of these Terms & Conditions is found to be unlawful, invalid or unenforceable, that provision shall be modified or removed to the minimum extent necessary.

The remaining provisions shall continue to apply.

26. No Waiver

If CENTRAVA does not immediately enforce any right or provision contained in these Terms & Conditions, this does not constitute a waiver of that right or provision.

Any waiver must be expressly communicated by CENTRAVA.

27. Entire Agreement

These Terms & Conditions constitute the terms governing your use of the CENTRAVA website.

Where you have entered into a separate agreement with CENTRAVA for financial or payment services, that agreement will govern the relevant services and transactions.

In the event of a conflict between these website Terms & Conditions and a specific client or service agreement, the applicable client or service agreement will take precedence for the relevant service or transaction.

28. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us.

CENTRAVA LTD

Central House
1 Ballards Lane
London
N3 1LQ
United Kingdom

Company Number: 06913083

FCA Reference Number: 571686

Authorised and regulated by:
The Financial Conduct Authority (FCA)

Email: Please use the contact email address published on our website.

CENTRAVA LTD

Professional service. Powerful global reach.

Corporate Foreign Exchange • International Payments • Multi-Currency Solutions • Liquidity Solutions